gini only gives you the ability to see where your money is going. It’s entirely up to you how much information you want gini to track and process for you.
From the gini interface, neither you nor anyone can move or withdraw money from your gini account.
We take the security of your information very seriously. To protect your identity, we collect the minimum amount of personal information possible in order to create an anonymous private experience.
Powered by Salt Edge, the global guardian of banking data. Licensed by the UK Financial Conduct Authority, Salt Edge is compliant with international banking standards including PCI DSS and ISO.
gini is a read only service. This means that nobody has the ability to make transactions in the app. This ensures that your finances are kept safe & secure.
The app is secured with 256-bit encryption, secured with the latest biometric authentication on your device.
We take security as top priority and understand that financial data is highly private. When you sign up to the app we don’t ask for a name, address, HKID or anything personally identifying. Where possible, we keep all sensitive data on the users device as opposed to our server – and key information like bank log-in credentials never are stored on our service. In addition to this, gini is a read-only service so nobody can move money in or out of your account (including you)
Our business model relies on anonymised and aggregated user data, including transactions, to deliver personalised services. This transaction information does not include any personally identifiable information.
When you provide your bank username and password, this simply establishes a secure one-way read-only connection with your bank allowing gini to download your transactions, balances, and bill due dates on your behalf, securely and automatically. This connection is between your bank and your phone, and at no point do your username or password leave your device. This connection also does not allow for any transfers as it is read-only.